Products

Being Better by Design means providing state-of-the-art coverages to meet the needs of design firms of all sizes and disciplines.

We offer three distinct products adapted to the needs of our clients:


BDP Express

For firms with $2,000,000 or less in revenue:

  • Limits of Liability up to $3 million per claim, $3 million aggregate
  • Multi-year policies available
  • Specific Job or Specific Client Excess limits
  • Broad Cyber Liability coverage
  • Broad Media and Personal Injury Liability Coverage
  • Cyber Security Breach coverage
  • Shared Cost /Dollar One Defense Deductible options
  • Fee Dispute Mitigation Reimbursement Coverage
  • Free Loss Prevention / Circumstance Assistance
  • Premium Credit applied for participation in risk management / loss prevention education
  • Risk Management / loss prevention education programs that qualify for continuing education credits
BDP Prime

For firms with $2,000,000 or more in revenue:

  • Limits of Liability up to $10 million per claim, $10 million aggregate
  • Specific Job or Specific Client Excess limits
  • Broad Cyber Liability coverage
  • Fee Dispute Mitigation Reimbursement Coverage
  • Separate and Matching Defense Limit Option
  • Broad Media and Personal Injury Liability Coverage
  • Cyber Security Breach coverage
  • Shared Cost /Dollar One Defense Deductible options
  • Free Loss Prevention / Circumstance Assistance
  • Premium Credit applied for participation in risk management / loss prevention education
  • Risk Management / loss prevention education programs that qualify for continuing education credits
BDP Excess

For firms with excess insurance needs:

  • Up to $10 million per claim / $10 million aggregate limits of liability
  • Excess 'Follow Form' policies
  • 3 different policy options over another carrier's policy:
  • Specific Job Excess
  • Specific Client Excess
  • Excess over Entire Policy

All excess policies are offered on an annual basis.